The State of Georgia has it's own version of the interest tables maintenance. The difference is that the third column is a maximum days for the rate and that the State as of May 1992 has mandated a 10 day grace period with a lower rate. The additional option that is different is the "waive" days that a pawnbroker may chose to use (fields 15,16,17). This option says to NOT charge any extra interest for a number of days past the maturity date (field 20).